Republic Visa Classic Card

Whether you are shopping online or traveling the world a Republic Bank International Visa Classic Credit Card makes shopping and settling your expenses easier for you

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:
  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

You can receive up to 50 days interest free credit once your credit card balance is paid in full by the payment due date for two consecutive months.

Earn Cash Back every time you use your Republic Bank Credit Card! The more you use your Republic Bank Credit Card, the more Cash Back you earn and the more you save!
For every US$15.00 spent, you earn EC$0.40. With no restrictions or expiration dates, there is NO LIMIT to the amount of Cash Back you can earn! Enjoy the convenience of using your Cash Back anywhere your credit card is accepted.

Cash Back Rewards will be applied to your credit card account every three (3) months:
  • March
  • June
  • September
  • December

Please refer to the FAQs for any questions or concerns you may have regarding the amendment to the credit card reward programme.

The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank International Visa Classic Credit Card. Simply pay for the entire cost of the product with your credit card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, Visa will refund you the difference, up to USD 200 per account per 12-month period. The price difference must be above USD 25 this coverage to apply. Conditions apply.

*Same market is defined as same country and within 100 kilometers of point of purchase. For the US, it will mean the 48 contiguous states. Alaska, Hawaii and other US territories will be treated separately.

Click here for more information.

Annual fee US$23.00
Replacement card fee US$5.75
Interest rate 1.33% per Month (16% per annum)
Over limit Fee * 5.00% of the amount in excess
Minimum US$12.00
Past due fee US$8.00 minimum or 3% of the minimum payment due in respect of any billing period
Cash advance fee 2.3% of amount advanced

No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the Principal Cardholder current billing statement. Payment must be paid in full by the payment due date for two consecutive Billing Statements.

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

2 Copies of valid photographic Identification - Passport, National Identification card or Drivers Permit (if it is expired it is not valid)
Proof of Income e.g. Job letter, copy of contract
Self employed - up to date Financial Statements/tax returns
Proof of address e.g. utility bill

As at April 2016, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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